What happened: When we first meet Bao Zhi Ruo (aka Xi Ruo), it's apparent that she is a VERY kind-hearted woman. She made her home into a pet farm/animal shelter. She saves WYHL after Cownose Qiu slaughters all his other pursuers and neglects checking for survivors. She never informs her husband of the one who got away.
My comments: [It's a little weird to have an animal shelter in your backyard, but no problem. Saving the life of an enemy is kinda stupid, but she's extremely good hearted, so I'll give her a pass. BUT, her big sin here is not informing her husband because she feared that he'd yell at her. Had she told him, he would have realized the possible remnifications and they would have likely moved far away. Basically the last chance they could have had of averting disaster went down the toilet because she was afraid her husband would get mad.
What happened: Months later, Duan Tian De, under order from WYHL, comes and kills Guo Xiao Tian and apparently kills Yang Tie Xin as well. WYHL "heroicly" comes out of nowhere to save her, claiming to be a merchant who not only happened to have been passing by Ox Village that day of the Cownose killings (even though he was dressed identically as the Jin spies) but this day as well. He's like, oh it's really dangerous here, your friends and husband are dead, you must come with me. So she's like for the sake of my unborn baby, I have no choice. Then it turns out he is a Jin prince, not a merchant after all. Oops.
By that time, she was stuck there, not much she can do about it. Having her baby at a palace under good medical care ain't so bad.
My comments: Not much to fault here. She didn't really have a choice. Although, the novel does mention her daddy was a teacher or something (no mention of his death that I saw), so perhaps she could have asked WYHL to send her to her daddy, but WYHL would probably have sent someone ahead to kill him behind her back anyhoo so she would have ended up in Jin anyhow. She was dumb to buy that she was a merchant, but perhaps she HAD to lie to herself to protect her own sanity.
What happened: We flash ahead many years. It turns out she was never happy as a Jin royal consort (It musta sucked to live a life of luxury but a "proper" Chinese wife was expected to spend the rest of life miserable when her husband kicks the bucket so isn't she nice. It's a good thing too, cuz Cownose would have blew a fuse and killed her if she had the audacity to be enjoying life). WYHL moves her old home, literally, to the palace in hopes of making her happy.
While she spent her time moping, she kinda forgot to parent YK. She decides oh it'd just upset him if she told him about his heritage so she intends to keep it a secret until he's old enough. So YK grows up a spoiled prince.
Outta nowhere YTX shows up, all old and locked up by his (unknowing) son. She's like oh son HE is your daddy! We must get out of here now! And he's like mommy are you nuts? No way this old dude is my father! And YTX is like Luke I am your father. And then we have a good old fashion chase and Bao and YTX both end up dead after JY teases us about them possibly getting away.
My comments: So she turned out to be a crummy mom and crappy wife to her new husband. Luckily for WYHL she didn't save the life of any assassins at least... But anyhoo, she neglects her parenting duties and then out of the blue expects her son to elope with her and her lost husband. Totally unfair to YK (Put yourself in YK's shoes. How would you have felt?) but under the circumstances perhaps there was nothing else she could have done since she wasted all that time NOT parenting or telling him the truth, except perhaps come up with a plan. However, in LOCH, we kinda get the sense that planning isn't Cownose, YTX, or BZR's forte...
Overall conclusion: Unfortunately for her, her character had no chance. JY was intent on making her a useless damsel in distress type, totally passive and powerless. She was victim to a powerful man's lust (or love if you wanna be romantic) and to her own extreme compassion.
The two things you can fault her for are 1) failing to realize the potential danger of the enemy getting away and warning her husband, and 2) being a doting and incompetent mom.
I definitely don't like her, but over the years I have hated her less.