Let's say in your country, the government gives you some benefits (such as medical coverage, a little bit of money, etc) when you're 65 years old.
Now, imagine you're 64, you're that close to getting the benefits, and the government suddenly changed the policy to:
1. you cannot get the benefits until you're 70. (which means you have to wait 5 more years)
2. you only have to be 60 to get the benefit. (which means you waited 5 more years than others after you)
Which of the 2 scenarios, if any, would upset you more?